COMMERCIAL INSURANCES
 We have considerable experience in advising local businesses on the types of insurance available. We offer a professional, independent advice service, supported by the benefits provided by our Membership to Broker Network.
Broker Network is the UK’s longest established network for independent commercial insurance brokers. Benefits of Membership include access to large and specialist insurers, meaning we can offer you more than many other brokers or Insurers
There are a wide range of commercial insurance packages on the market and we cater for most of them. We can arrange insurance cover for shops, offices, factories, guest houses and hotels. We insure pubs, restaurants and takeaways, public liability cover for tradesmen and much more. As insurance intermediaries we search a panel of the top UK insurance companies to find you the best commercial insurance package at the most competitive premium.
Some of our specialist commercial insurance schemes include:
- Guest House and Hotel Insurance
- Shop Insurance
- Office Insurance
- Surgery Insurance
- Personal Accident and Sickness Insurance
- Restaurant and Takeaway Insurance
- Residential Property Owners Insurance
- Tradesman Public Liability Insurance
Why do I need business insurance?
Aiming high and expecting success will take your business a long way. Once in a while, however, it pays to think about what could go wrong, and how you would cope if it did. What happens if fire guts your office? What if your computer system breaks down? What if your delivery van is stolen?
Business insurance means you can concentrate on building your business without worrying about accidents.
Your legal responsibilities:
Insurance isn’t just about protecting your property and income. You also have a legal responsibility towards your employees, customers and the public. If an employee or a member of the public is injured and it’s your business’s fault you could be held legally liable and risk being sued. What’s more, by law almost all employers must have employers’ liability cover of at least £5m. You can be fined up to £2,500 for each day that you don’t have the necessary insurance cover.
Our cover is designed to fit your business needs – and we do everything we can to make our cover as good as or better than anyone else's. So you get great cover with no compromises at a price you can afford.
Retail Insurance
Everything you need for a retail business, with buildings and contents (including stock), business interruption and liability cover - including £10 million employers' liability cover, double the statutory minimum.
Office Insurance: Fully featured business insurance for offices, with buildings and contents, business interruption, liability cover, legal expenses and optional computer breakdown cover.
Tradesman Insurance: Public liability, business interruption, legal expenses and tradesmen's tools cover.
Insurance for Home Based Businesses: Peace of mind for homeworkers, with liability cover, legal expenses, up to £100,000 business interruption, business contents and optional computer breakdown cover.
Hotel insurance: Tailored hotel insurance for hotels, guesthouses and bed and breakfasts with public and employers' liability, loss of licence, business interruption and legal expenses cover.
Pub and restaurant insurance: Cover for pubs and restaurants, wine bars, cafés, social clubs and other licensed premises with public and employers' liability, loss of licence, business interruption and legal expenses cover.
Surgery insurance: Ideal for surgeries or health centres, doctors, dentists, chiropodists, vets, alternative therapists and a huge range of other practitioners with liability, deterioration of drugs, business interruption and legal expenses cover.
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